by Maureen Bryant, Associate Realtor & Broker
Buying a home can be an exciting yet daunting experience, from choosing the right neighborhood to the best schools. We truly enjoy what we do- helping you find the perfect home for you and your family. I was born and raised in the Savannah area and know Richmond Hill and the Coastal Empire intimately. Please have a look at the list below, in my experience having answers to these questions will help prepare us to find you your dream home!
Preparation for buying a home can never begin too early and you can never be too prepared.
Make sure to get your credit rating report and check for any errors that can be corrected, better credit equals better loan rates! Determine a comfortable budget for your family and be realistic about the amount of your down payment. We have an easy to use monthly payment calculator right on our site! Get an estimate of the additional costs such as those from homeowner’s insurance and real estate taxes. Don’t get surprised by closing costs! Typical home sales include lender fees loan processing, preparation fees, and escrow account creation fees. There are third-party fees to keep in mind as well: inspection fees, insurance, and title search fees could be included. Look at a few loan programs, compare the pros and cons of each as well as seeking pre-approval or pre-qualification status. Visit local Realtors, they will better understand Richmond Hill and the surrounding areas as well as knowing about a few hidden gems! Create a basic list of the home features that you absolutely want, then create additional sections with nice-to-haves. You can easily sort through listings and save time if any listings don’t even meet that first section. Having lived in and been a Realtor for the Richmond Hill area I have a strong commitment to my clients, they could end up being my neighbor! Please feel free to contact me or someone on my staff for it would be my pleasure to serve you!