How to Shop for a Mortgage For some people, the language of mortgages can be totally foreign. When they’re in the process of buying a new home and need to enter into the dreaded territory of mortgages, it’s rough terrain and they usually opt for the first thing they see. This is a bad plan,…
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Pros and Cons of Homeowners Associations Perhaps one of the most debated aspects of neighborhood living is infamous homeowners associations (aka the HOA). A quick Google search of “pros and cons of homeowners associations” will bring up thousands of results. Although the phrase “HOA” may typically be said negatively, they do provide numerous benefits to…
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Ah, the age old debate of buying versus renting. Although the market seems to be always shifting, most of the time, buying seems like a better option. However, the real answer lies in you and your family’s unique situation. As the greater Richmond Hill area is home to many military families, buying isn’t always the…
Read MoreOwning a home is a keystone of wealth… both financial affluence and emotional security.